James Ross, Ruth Bala, Thomas Samuels and Lee Finch are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they will share their views with Practical Law Financial Services subscribers on topical developments on consumer credit issues.

In the August column, James Ross considers certain issues arising under the current consumer credit regulatory regime, highlighted by recent litigation, which could potentially be addressed by the FCA review of retained provisions in the Consumer Credit Act 1974 (CCA).