A Practice Note providing a discussion of insurance unfair trade practices acts and unfair claims settlement practices acts. It includes a discussion of the model acts, the differences between state versions of the model acts, and the remedies available to policyholders under the model acts, including whether the acts provide a private right of action for insureds to bring first-party claims against their insurers, the relationship between statutory claims against insurers and common law bad faith claims against insurers, and when the acts allow third-party claims against insurers.