A Practice Note addressing final regulations issued by the Biden administration's Departments of Labor (DOL), Health and Human Services (HHS), and Treasury in April 2024 concerning the meaning of short-term, limited-duration insurance (STLDI). The 2024 final regulations revised the definition of STLDI to permit an initial coverage term of not more than three months with a one-month extension, for a total maximum duration of four months (including renewals or extensions).