This is an example of a letter before claim (with integrated drafting notes) that has been sent by creditor under the Pre-action Protocol for Debt Claims (Debt Protocol).

This letter is an example of the type of letter intended to be used by a business (including sole traders and public bodies) to an individual (including a sole trader) before issuing a claim to recover a debt.

(The Debt Protocol does not apply to business-to-business debts, unless the debtor is a sole trader.)

The wording of this example letter is in accordance with the requirements of the Debt Protocol in force as of 1 October 2017.