Ruth Bala, Lee Finch, Sabrina Goodchild and George Spence-Jones are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they will share their views with Practical Law Financial Services subscribers on topical developments or key issues relating to consumer credit.

In the April 2022 column, Ruth Bala considers the application of the "business purposes" test in the regulated lending sphere following the High Court judgment in Campbell v Tyrrell and Others [2022] EWHC 423 (Ch).