Standard Clauses representing typical borrower covenants made in a leasehold mortgage when the mortgage is being secured by the borrower's leasehold interest as tenant under a ground lease and containing standard lender protection clauses. These Standard Clauses have integrated notes with important explanations and drafting and negotiating tips for the lender. While leasehold mortgages are generally governed by state law, this jurisdictionally neutral template is useful for loan transactions in every state.