A Standard Document informing contractors, subcontractors, and vendors of the company's requirements for a certificate of insurance (COI). This Standard Document outlines insurance policies and limits of coverage that companies commonly require from their suppliers when entering into commercial contracts, including commercial general liability (CGL), workers' compensation, employer's liability, commercial automobile liability, as well as umbrella and excess liability coverage. This Standard Document has integrated drafting notes with important explanations and drafting tips.