A lender-favorable form of subordination, non-disturbance, and attornment agreement (SNDA) for use in California. An SNDA establishes lien priority between a landlord's lender and a tenant of commercial real property while preserving the tenant's rights in the leased premises if the lender forecloses on the deed of trust. This Standard Document contains important drafting and negotiating guidance for lenders; useful even in transactions using a form that differs from this Standard Document. The tenant's counsel can also benefit from reviewing the drafting notes and optional pro-tenant language showing some tenant negotiating positions.