James Ross, Ruth Bala, Thomas Samuels and Lee Finch are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they will share their views with Practical Law Financial Services subscribers on topical developments or key issues relating to consumer credit.

In the April 2019 column, Ruth Bala considers the level of interest rates in consumer credit agreements in the context of the unfair relationship provisions in the Consumer Credit Act 1974 (CCA).