James Ross, Ruth Bala, Thomas Samuels and Lee Finch are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they will share their views with Practical Law Financial Services subscribers on topical developments or key issues relating to consumer credit.

In the December column, Thomas Samuels considers the impact of the Mortgage Credit Directive (2014/17/EU) (MCD) for consumer credit firms.