In this article some of the UK's leading financial services practitioners consider key issues raised in the FSA's 2011 Prudential Risk Outlook (2011 PRO), 2011 Retail Conduct Risk Outlook (2011 RCRO) and Business Plan for 2011/12 (2011/12 BP).

For detailed coverage of these FSA publications, see Practice notes, FSA priorities for 2011/12 and FSA key messages for firms for 2011/12.