Ruth Bala, Lee Finch, Sabrina Goodchild and George Spence-Jones are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they share their views with Practical Law Financial Services subscribers on topical developments or key issues relating to consumer credit.

In the November 2022 column, Ruth Bala considers the application of sections 56 and 75 of the Consumer Credit Act 1974 (CCA) to credit card transactions involving payment processers following the High Court judgment in Steiner v National Westminster Bank plc [2022] EWHC 2519 (KB) (10 October 2022).