Supreme Court Upholds Limitations Period in ERISA Disability Plan | Practical Law
In Heimeshoff v. Hartford Life & Accident Insurance Co., the US Supreme Court in a unanimous decision upheld a contractual limitations period in a disability plan governed by the Employee Retirement Income Security Act of 1974 (ERISA) against a challenge by a plan participant. The Court held that absent a controlling statute to the contrary, an ERISA plan participant and the plan may agree in the plan document to a particular limitations period, even one that starts to run before the cause of action accrues, as long as the period is reasonable.