A short form promissory note evidencing the borrower's indebtedness under a commercial real estate loan. This Standard Document must be used with an accompanying loan agreement containing the key financial terms governing the loan, including the promissory note's applicable interest rate, the interest rate computation, and terms governing the loan repayment and prepayment. This Standard Document is jurisdictionally neutral and may need to be modified to include state-specific provisions that are customary to the governing state. This Standard Document has integrated notes with important explanations for lenders, borrowers, and their counsel.