A standard form legal mortgage over a property (often referred to as a legal charge) granted by a company incorporated in England and Wales in favour of a single corporate lender securing specific monies that it owes the lender. This standard document contains integrated drafting notes that explain the law behind, and commercial reasons for, provisions of the document.

For detailed information on legal issues that may arise when drafting a legal mortgage, see Drafting note, About this document.

If the mortgage is required to secure "all monies" use this standard document in conjunction with Standard clause, Legal mortgage: all monies wording.