Ruth Bala, Lee Finch, Sabrina Goodchild and George Spence-Jones are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they share their views with Practical Law Financial Services subscribers on topical developments or key issues relating to consumer credit.

In the September 2022 column, Sabrina Goodchild considers the FCA's expectations relating to the cost of living crisis in the context of retail lending.