James Ross, Ruth Bala, Thomas Samuels and Lee Finch are all specialist consumer credit counsel at Gough Square Chambers. On a regular basis, they will share their views with Practical Law Financial Services subscribers on topical developments or key issues relating to consumer credit.

In the October 2019 column, Thomas Samuels reviews the law on the reverse burden of proof in relation to unfair relationship claims under the Consumer Credit Act 1974 (CCA) and considers the impact of the recent decision in Promontoria (Henrico) Ltd v Samra [2019] EWHC 2327 (Ch).