Pollyanna Deane is a Partner in Simmons & Simmons LLP's International Insurance Group, and is also a member of Practical Law Financial Services' Consultation Board. In her insurance column for March 2017, Pollyanna considers the first year of the regime under the Solvency II Directive (2009/138/EC), the UK transposition of the Insurance Distribution Directive ((EU) 2016/97) (IDD), and a couple of final notices issued to third-country players.