A Practice Note discussing the student loan industry and the federal consumer financial laws that apply to private education lending and servicing activities. Under the supervisory authority of the Consumer Financial Protection Bureau (CFPB), the relevant statutory and regulatory provisions discussed in this Note include portions of the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Debit Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Electronic Fund Transfer Act (EFTA), and Gramm-Leach-Bliley Act (GLBA), as well as prohibition against unfair, deceptive, or abusive acts or practices (UDAAP).